Home purchasing is not an easy process! Depending on your unique situation and needs along with the current era of short sales/foreclosures, you will spend hours, days, months and in some case years before you will purchase and or move into your dream home. And we have not even touched on the subject of all the paperwork involved with this process.Do you know what to do? How to go about it?
As you may know that Interest rates are still the lowest in many years. So when folks are thinking about obtaining a new loan or even refinancing, most will only inquire about the rates that each lender/broker is offering and fail to ask or compare all the fees and commissions that may be tagged on to their total loan package.
Have you seen or heard about the lowest Interest rates you can get these days? Ever wonder
why you may not be the one getting the lowest rate? Relax! Charlett Jensen with Diversified Mortgage Group in Pleasanton explains the various factors that help determine your interest rate!
When purchasing a home or refinancing:
What is going on with Single Family Home values in Pleasanton, Livermore, Dublin, San Ramon and Danville markets? Have they bottomed out or still on a downward slide? Or are they actually starting to rise?
Take a look at the median prices since January 2009! Is it going up, staying the same or going down?
Do banks prefer to do short sales over foreclosures? Perhaps in some cases! However, on a pure cost basis, majority of the cases will favor short sales over foreclosures.
Did you miss a payment on your mortgage? Is the bank going to take over your house as soon as you missed your payment? No, not yet!
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